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The best apps to split travel costs on a group trip (2026)

Last updated: May 2026

The best app to split travel costs depends on your group: Splitwise is the default if your friends already use it, Tricount and Splid are free and unlimited, TravelSpend suits solo and long-term travel budgeting, and Kayt fits iPhone travelers who want AI receipt scanning and multi-currency in one place. Below is an honest side-by-side comparison — including where each app beats the others.

Quick comparison

AppPlatformsPriceReceipt scanningCurrenciesOffline
SplitwiseiOS, Android, WebFree (limited) · Pro ≈ $40/yrPro onlyYes (auto-convert on Pro)Limited
TricountiOS, Android, WebFree, unlimitedNo (photo only)YesYes
SplidiOS, AndroidFree, no accountNo150+Yes
TravelSpendiOS, AndroidFree · Premium for advanced featuresNo150+ (offline)Yes
KaytiOS (Android coming soon)Free tier · Nomad from $9.99/mo (14-day trial)Yes (AI)150+ (live)Yes

A closer look at each app

Splitwise

Best if your friends already use it

Splitwise is the most widely used bill-splitting app, so chances are your group is already on it — that network effect is its biggest advantage. The free tier now limits how many expenses you can add per day and shows ads; receipt scanning and automatic currency conversion require Splitwise Pro (around $40/year).

Splitwise

Tricount

Best free, unlimited group splitting

Tricount (owned by bunq) is genuinely free and unlimited — no subscription, no cap on groups or expenses — and it is hugely popular in Europe with 17M+ users. It handles multi-currency and works offline. It does not do AI receipt scanning; you can attach a photo but it will not extract the amounts for you.

Tricount

Splid

Best no-signup, offline travel splitting

Splid is free, requires no account, and shows no ads — you can start an offline group in seconds, which is ideal for fast trips with patchy WiFi. It supports 150+ currencies with automatic conversion and exports to PDF/Excel. Like Tricount, it focuses on splitting only — no AI receipt scanning, budgeting or trip planning.

Splid

TravelSpend

Best for solo / long-term travel budgeting

TravelSpend is built for backpackers and long-term travelers: set a trip budget, log expenses in 150+ currencies fully offline, and watch whether you are on track. It can share a trip and track who owes whom, though some features (like data export and group splitting) sit behind Premium. Its strength is budgeting, not bill-splitting per se.

TravelSpend

Kayt

Best for iPhone travelers who want AI + multi-currency in one app

Kayt combines splitting with AI receipt scanning, 150+ live currencies, spending analytics, an AI trip planner and a record of the places you visit — so it remembers the whole trip, not just the IOUs. The trade-off is honest: Kayt is iOS-only for now (Android is coming), and its full feature set needs the Nomad subscription after a 14-day free trial, whereas Tricount and Splid are free.

Kayt

How to choose

Pick based on what matters most for your trip:

  • Your friends already use one app: Go with Splitwise — the network effect beats any single feature.
  • You want free and unlimited: Tricount or Splid — both are free with no expense caps.
  • No sign-up, maximum privacy: Splid — no account required.
  • Solo or long-term budgeting: TravelSpend — strong budget tracking for long trips.
  • AI receipt scanning + multi-currency + remembering the trip (on iPhone): Kayt — built for international iPhone travelers.
  • Your group is on Android: Avoid Kayt for now — use Splitwise, Tricount, Splid or TravelSpend until Kayt ships Android.

Frequently asked questions

Comparison based on publicly available information as of May 2026. App features and pricing change frequently — check each app’s official site for the latest. Splitwise, Tricount, Splid and TravelSpend are trademarks of their respective owners; Kayt is not affiliated with, endorsed by, or sponsored by these companies.

Want AI receipt scanning and multi-currency in one place?

Kayt tracks, splits and remembers the real cost of every trip. Free to start, 14-day trial on Nomad.

Try Kayt free