The best apps to split travel costs on a group trip (2026)
Last updated: May 2026
The best app to split travel costs depends on your group: Splitwise is the default if your friends already use it, Tricount and Splid are free and unlimited, TravelSpend suits solo and long-term travel budgeting, and Kayt fits iPhone travelers who want AI receipt scanning and multi-currency in one place. Below is an honest side-by-side comparison — including where each app beats the others.
Quick comparison
| App | Platforms | Price | Receipt scanning | Currencies | Offline |
|---|---|---|---|---|---|
| Splitwise | iOS, Android, Web | Free (limited) · Pro ≈ $40/yr | Pro only | Yes (auto-convert on Pro) | Limited |
| Tricount | iOS, Android, Web | Free, unlimited | No (photo only) | Yes | Yes |
| Splid | iOS, Android | Free, no account | No | 150+ | Yes |
| TravelSpend | iOS, Android | Free · Premium for advanced features | No | 150+ (offline) | Yes |
| Kayt | iOS (Android coming soon) | Free tier · Nomad from $9.99/mo (14-day trial) | Yes (AI) | 150+ (live) | Yes |
A closer look at each app
Splitwise
Best if your friends already use itSplitwise is the most widely used bill-splitting app, so chances are your group is already on it — that network effect is its biggest advantage. The free tier now limits how many expenses you can add per day and shows ads; receipt scanning and automatic currency conversion require Splitwise Pro (around $40/year).
Splitwise →Tricount
Best free, unlimited group splittingTricount (owned by bunq) is genuinely free and unlimited — no subscription, no cap on groups or expenses — and it is hugely popular in Europe with 17M+ users. It handles multi-currency and works offline. It does not do AI receipt scanning; you can attach a photo but it will not extract the amounts for you.
Tricount →Splid
Best no-signup, offline travel splittingSplid is free, requires no account, and shows no ads — you can start an offline group in seconds, which is ideal for fast trips with patchy WiFi. It supports 150+ currencies with automatic conversion and exports to PDF/Excel. Like Tricount, it focuses on splitting only — no AI receipt scanning, budgeting or trip planning.
Splid →TravelSpend
Best for solo / long-term travel budgetingTravelSpend is built for backpackers and long-term travelers: set a trip budget, log expenses in 150+ currencies fully offline, and watch whether you are on track. It can share a trip and track who owes whom, though some features (like data export and group splitting) sit behind Premium. Its strength is budgeting, not bill-splitting per se.
TravelSpend →Kayt
Best for iPhone travelers who want AI + multi-currency in one appKayt combines splitting with AI receipt scanning, 150+ live currencies, spending analytics, an AI trip planner and a record of the places you visit — so it remembers the whole trip, not just the IOUs. The trade-off is honest: Kayt is iOS-only for now (Android is coming), and its full feature set needs the Nomad subscription after a 14-day free trial, whereas Tricount and Splid are free.
Kayt →How to choose
Pick based on what matters most for your trip:
- Your friends already use one app: Go with Splitwise — the network effect beats any single feature.
- You want free and unlimited: Tricount or Splid — both are free with no expense caps.
- No sign-up, maximum privacy: Splid — no account required.
- Solo or long-term budgeting: TravelSpend — strong budget tracking for long trips.
- AI receipt scanning + multi-currency + remembering the trip (on iPhone): Kayt — built for international iPhone travelers.
- Your group is on Android: Avoid Kayt for now — use Splitwise, Tricount, Splid or TravelSpend until Kayt ships Android.
Frequently asked questions
Comparison based on publicly available information as of May 2026. App features and pricing change frequently — check each app’s official site for the latest. Splitwise, Tricount, Splid and TravelSpend are trademarks of their respective owners; Kayt is not affiliated with, endorsed by, or sponsored by these companies.
Want AI receipt scanning and multi-currency in one place?
Kayt tracks, splits and remembers the real cost of every trip. Free to start, 14-day trial on Nomad.
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